The freedom to choose the future you want

A bespoke strategy and highly personalised advice. Your wealth advisor is a true financial partner who will be fully across all aspects of your financial landscape and on call to help you make decisions whenever you need them.

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Wealth Management

It doesn’t matter how you created your wealth, eventually, you’ll need answers to three questions. How do I protect that wealth? How do I grow it without taking the wrong kinds of risk? How do I manage it so it adds to my life but doesn’t take me away from the people I love, from my work and other interests?

Specialised financial advice can help. It can give you confidence about the future. It can make your life better today and stand the test of time. But it only works if there is a deep understanding of where you are now, what you want for yourself and your family, your attitudes to investing, to risk and much more. Working from that foundation, our wealth advisers can help you grow your wealth as your life and family changes, create your ideal retirement lifestyle and leave a legacy for the people and causes closest to your heart.

Retirement Planning

Retirement planning is an incredibly important step in everyone’s life, regardless of age or profession.  After all, everyone wants to live comfortably and enjoy themselves in retirement.  So, it is essential to begin preparing and planning for retirement as early on as possible.

Statistics show you will probably spend at least 20 years in retirement – hopefully many more.  So it’s important to develop an appropriate plan to ensure that the dividends of your hard work last throughout your retirement years.

With most of your income earnings years behind you, it is critical that you protect and preserve everything that you invested your entire life to earn and accumulate.  We help you protect what you can’t afford to lose and develop predictable and tax efficient income strategies that will continue on long after you are no longer able to work.

Self-Managed Super Funds

Investing in retirement through a self managed super fund is becoming increasingly popular due to their flexibility, for example, buying property within the fund. There are three main things to consider before establishing an SMSF: can your current super fund offer the things that you’re after (such as the flexibility to invest in shares), are you prepared to make the time commitment required, and finally, are you prepared to take on the cost.

In the end, the decision to start an SMSF involves a trade-off between the cost of running the fund, both financial and time costs, and the benefits that it can return, such as flexibility and control. Our financial planners will help you decide whether or not an SMSF is right for you and if it is, will take you through the process, step by step, of setting one up and guide you through the investment process, ensuring your SMSF provides you with the best possible outcome come retirement.


Superannuation is essentially a tax-effective method of saving for your retirement. For many of us, it is the largest asset we have, apart from our homes.

With many different methods of contribution and increasing complexity surrounding the legislation superannuation is important to “get right” if you want to achieve your wealth goals. It’s important to form a strategy to make the most of the tax concessions and financial incentives.

We can help with choosing an appropriate fund, maximising your super balance, minimising tax, salary packaging and developing your retirement income streams.

Estate Planning

Sometimes, estate planning is a difficult subject for families to discuss – nobody likes to think about the unthinkable, however, death is a reality of life, and it’s important to have discussions about how you want your estate to be distributed and what arrangements are in place to care for the loved ones we leave behind.

What many people don’t realise is that estate planning isn’t just about dying, it’s also about the living. Do you have a plan in place to ensure decisions about your care can be made in line with your wishes in the event that you are incapacitated and can’t care for yourself anymore?

Does your family know how you want to be treated in a medical emergency?

Estate planning is designed to ensure that in the event of your death or disablement, that assets and decisions on your care are based on YOUR wishes.


Life is complex enough without investing in complex things that are hard to understand. So, investing the majority of your portfolio in good old fashion investments which are easy to understand is still very hard to beat. We balance risk and return by thoroughly researching and deploying diversified portfolios aimed at protecting, preserving, and growing your assets. Once we have determined your investment strategy and risk profile, we will typically recommend either an industry super fund for small superannuation portfolios or a combination of investments for medium and larger superannuation or non-superannuation portfolios.

Investment returns vary widely and are difficult to predict. Spreading your investment over uncorrelated asset classes like cash, term deposits, bonds, shares, property, infrastructure, private equity, hedge funds etc. means you can achieve higher returns at lower risk than if you invest in a single asset class.

Wealth Protection

Without appropriate consideration to the risk of serious illness, disablement or death the best financial plans can become ineffective in a fleeting moment. It is important to build insurance protection into the financial planning process. By effectively structuring your insurances you are safeguarding yourself against the uncertainty of tomorrow and securing your financial future.

Our wealth advisers are equipped with the expert knowledge and strategies to match your personal insurances with your financial goals. Working with reputable insurance providers we can match the insurance policy that is best suited to your needs.

The types of insurance we specialise in:

  • Life Insurance
  • Total and Permanent Disability
  • Trauma Cover
  • Income Protection

Strategic Advice

For all clients we believe that having the right financial strategy in place is the foundation to achieving their financial objectives. This is not about a product we are selling. We operate by providing goals-based Strategic Advice, which focuses on you meeting your own personal lifestyle and financial goals. We develop a plan that makes the most effective use of the current legislation and is flexible enough to move with the changes in your life and the changes in the economic and legislative environment.

Whether it be paying off your home, retiring 5 years earlier, or having funds for an annual family holiday, a strategic plan will ensure you not only meet your goals but exceed them.

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Ready to put a plan into action so you can grow and preserve your wealth and create a legacy for the next generation?

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